Stay Cyber Safe

While the holiday season represents time with friends and family, cyber-criminals see it as a time of increased opportunity. We are sharing some tips for avoiding scams and shopping safely online during the holidays!

Tip #1 - Protect against malicious emails and phone calls

Phishing messages are designed to mislead you into revealing confidential or personal information or to allow unauthorized access to your devices. These attempts are becoming more and more sophisticated and are often branded to look like they are coming from a legitimate company. Don’t click on suspicious links in emails, tweets, texts, posts and online advertising, which can compromise your device. If the link looks suspicious, delete the message without fully opening it. Be on the look-out for clues that the email or text you have received may be fake: spelling and grammatical errors are common indicators, or headlines that don’t match the context. because you now have a mentor to help you make better financial decisions. A good accountant will know how to save you money and give you advice on the most tax efficient way to run your business.  

Tip #2 - DO NOT give out personal information. 
Reputable companies will not ask you to enter personal information, such as your credit card number, or bank accounts.

Tip #3 – Have up-to-date security/antivirus software on your devices. 
The tools within these programs will help detect and remove viruses that can steal your identity while online. Check for a closed padlock in your web browser’s address bar or a URL address and an address that begins with HTTP or HTTPS. They indicate the website is encrypted or secured. Protect your personal information by being alert to the kinds of information being collected to complete a transaction. Ensure the requested information is needed only to complete the transaction. Fill out only required fields on checkout forms. Check the website's privacy policy to understand how your information will be stored and used..

Tip #4 - Create passwords that combine different numbers, letters and symbols. Cyber-criminals often try to use stolen credentials from one site to access other online accounts, so don’t use the same password across multiple sites. Change passwords often. 

Tip #5 - Report suspicious activity. If you suspect you have been a victim of phishing or online fraud, contact your financial institution, local police and your credit card company immediately, and check your credit to safeguard against identity fraud.